Instant Decision Bad Credit Loan

gooders2274_2

My brother has offered to get a loan for me. Does anyone know of an online loan company where we can get an instant decision based on the following criteria please;

Home owner - 2 homes, both mortgaged (one is rented out)
Earnings approx £70k a year BUT extremely bad credit rating

can any one help me with who might give us a £4,000 UNSECURED loan please?

We applied to Wentworth and Yes Loans (before reading the forums!) both wanted fees. We also applied to 2 others and all they did was pass details onto other companies and the phone hasnt stopped ringing. My brother is fed up with speaking to them and wants me to find an instant decision loan without all this hassle if possible.

Any help would be greatly appreciated

Rafter

Unlikely you will get an instant decision given your credit rating. No point in paying a broker though.

Try the loan search on moneysupermarket.com for an indication of who might lend to you - but if you and your brother have a really poor credit history, and lots of searches against both your names, you may be out of luck in the current environment.

R.

gooders2274_2

does anyone at least know of a company that I can apply to solely online, rather than go through yet another half an hour phone call for my details just to be passed around to other companies?
Ive got all the details I just want an online form to fill out and get a decision

clarence83_2

Rafter wrote: »

Unlikely you will get an instant decision given your credit rating. No point in paying a broker though.

Try the loan search on moneysupermarket.com for an indication of who might lend to you - but if you and your brother have a really poor credit history, and lots of searches against both your names, you may be out of luck in the current environment.

R.

Don't do this (search on MS) as you will just get passed onto the Unsecured credit company and loads of other rubbish brokers.