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IPA (i think it's called) are tax credits and child benefit incuded

It looks like we're going to have a disposable income of £96 a month but thats taking into account our handouts as it were. Our SOA on our bankruptcy petition is tight and resonable. I was just wondering if we would likely be subjected to an IPA? Is that where you make payments for 3 years?

Even being allowed to spend £100 a week on food is a relief as we've been stuck to £30 a week for so long now, v. difficult with a family of 4, so even if we have to make payments we should be able to cope without that £96 surplus. Just wondering

Comments

  • jammie1
    jammie1 Posts: 119 Forumite
    If your surplus is £99 or less then there is no IPA to pay, so as long as the OR allows all your expenses you won't have an IPA with a surplus of £96.
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