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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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Comments

  • lucielle
    lucielle Posts: 11,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great that you have been busy. Are you planning on minimum payments this month?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • milann
    milann Posts: 11,525 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad it's been a busy bank holiday to start the month - there's another one at the end of the month so fingers crossed for Blackpool punters calling a taxi
    January spends - £587.58
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yay! You're really socking it to the debt!
    2023: the year I get to buy a car
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Glad u had a busy day, we went to Icecream farm nr Chester, it was heaving, no sooner had you got up from the seat there was 3 people trying to get on it!!

    Thought we'd got JJ there, we were in the craft room, dd was painting a butterfly on a flower, this boy was painting a lion, very decorative, bless him. Madam pipes up, thats how JJ paints, the abstract look!x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Delighted Ms Taxi - you deserved a sprinkle from the Extra Help Fairy!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks all..had another busy morning this morning.
    have done banking and moving money about accounts stuff since coming home.

    £101.44 has come off the 0% barclaycard today and £45 of BMI card(that was money left over from end of month).

    I have made a good start already on this months bills coming up as I've already set aside the £500 reg saving money for the 1st of next month and sent a few hundred over to the bills account.

    Lucielle...I am making min payments plus DHs pension + DDs board + loose change ..then anything left over at the end of the month is going to be made as an overpayment.

    It's WW tonight and I guess I'll have put weight on...not overly bothered as will start afresh from tomorrow but at least I know where I'm starting from.

    day off tomorrow and definitely need it as really tired..it's archery tomorrow night as well so got that to look forward to.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well done on the payments and prep for next month already and its only the 4th.

    I always find making an unanticipated extra few pennies when you are SE gives you such a boast as well as keeping the wolf from the door.

    Good for you going back to WW!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have been to WW and have put 6lbs on !!!!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh well scrub that one as the worst ever weigh in and start again...........and at least you are still less than when you started! Once I put on 7lbs in a week and the following week I had lost 5lbs (neither could I give a plausible reason for)

    Please don't lose heart and keep at it!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    It's a fresh start now and am going on fast track this week and doing exercise.
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