Credit report-a different question.

marc3

I think most of us are getting used to knowing that settled accounts stay on file for 6 years ,as does all bankruptcy references.

However, does this 6 year 'rule' apply to other aspects of the credit report.
i think searches stay on for one year-is that correct ?

What about things like financial associtions where the search was done say by a previous mortgage company 5 years ago.Can i apply to have thatsearch/association removed after 6 years.

If there is anything else on the credit report in excess of 6 years-can i apply to have it removed ?

Guidance appreciated.

thanks

out_of_cash

it should all be squeeky clean after 6yrs if its not all info can be removed,there are threads on this forum about cleaning up cred ref files

regards

out of cash