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Pet insurance

Just a thought but is there a limit the OR allows you for pet expenses? I've just inherited another dog (don't ask!) so I'll be adding it to my pet insurance policy which means I'll now be insuring 2 cats and 2 dogs. I imagine the premium will be about £30, is this going to be more than they'll allow? Can they ask me to get rid of my pets? :eek:
BR as of 10:30am on 27/08/2009
Proud BSC member #285
Countdown to AD 27/08/2010
"When you do nothing, you feel overwhelmed and powerless. But when you get involved, you feel the sense of hope and accomplishment that comes from knowing you are working to make things better."
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Comments

  • YamahaR6 wrote: »
    Just a thought but is there a limit the OR allows you for pet expenses? I've just inherited another dog (don't ask!) so I'll be adding it to my pet insurance policy which means I'll now be insuring 2 cats and 2 dogs. I imagine the premium will be about £30, is this going to be more than they'll allow? Can they ask me to get rid of my pets? :eek:

    What would they do with them?;) and no they won't take your pets, you may have to pay the extra out of the surplus ,if you get an IPA
    Better to be poor than a slave to wealth

  • YamahaR6
    YamahaR6 Posts: 113 Forumite
    lol true, I assumed it was a daft question but had to ask all the same! ;) They'd have to take me kicking and screaming to the cells if I thought for one second they'd try and make me get rid of them to cut costs!
    BR as of 10:30am on 27/08/2009
    Proud BSC member #285
    Countdown to AD 27/08/2010
    "When you do nothing, you feel overwhelmed and powerless. But when you get involved, you feel the sense of hope and accomplishment that comes from knowing you are working to make things better."
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Usually...the OR will only allow £20 a month but as you've read here no doubt NO OR is the same as another and as HOOS said they'll not exactly take pets from you kicking & screaming....they may allow the extra if they dont pay the rest from any surplus...simples
    We all die. The goal isn't to live forever, the goal is to create something that will
  • YamahaR6 wrote: »
    lol true, I assumed it was a daft question but had to ask all the same! ;) They'd have to take me kicking and screaming to the cells if I thought for one second they'd try and make me get rid of them to cut costs!

    That's okay Yamaha. These mad thoughts do enter ones head at times, by the way you're not the first to ask and won't be the last.

    I can just imagine the OR's office full of howling pets:eek:
    Better to be poor than a slave to wealth

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    I can just imagine the OR's office full of howling pets:eek:

    Hmm come to mention it....Liverpool did sound a bit like a zoo :p;):D
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Wow - £30 for 2 dogs and 2 cats - that's cheap - mine is £56 for 1 dog and 2 cats!!
  • YamahaR6
    YamahaR6 Posts: 113 Forumite
    I imagine Nottingham court is a bit like a zoo too and it'll be nothing to do with any four legged friends ;)

    Sheesh Way, what kind of dog you got? :eek: Tesco have quoted me £34 for two domestic short haired cats (both 6 years old), a 2 year old border collie male and a 1 year old staffy !!!!!. All on extra cover (£4000 per condition). All vaccinated yearly, chipped and neutered. That's if they don't cancel the policy after im made bankrupt that is ;)
    BR as of 10:30am on 27/08/2009
    Proud BSC member #285
    Countdown to AD 27/08/2010
    "When you do nothing, you feel overwhelmed and powerless. But when you get involved, you feel the sense of hope and accomplishment that comes from knowing you are working to make things better."
  • I put down 75.00 pm for my 2 dogs.The OR was a dog lover,when she found out they were both poodles and they need to be clipped every 6 weeks she was surprised it was so cheap.
    I didnt tell the insurance company i went BC and they didnt ask,so carried on as before.
  • estelle123 wrote: »
    I put down 75.00 pm for my 2 dogs.The OR was a dog lover,when she found out they were both poodles and they need to be clipped every 6 weeks she was surprised it was so cheap.
    I didnt tell the insurance company i went BC and they didnt ask,so carried on as before.
    Bloody heck. My dogs used to sleep outside ( spaniels) and were allowed in the house on rare occasions, usually to give warmth to the piglets that occupied the hearth. They were then fed on bones and vegetables from the large garden. We never had insurance and the vet was a very rare visitor, mainly tending the pigs rather than the dogs. The pigs being more important than the dogs who's only employment was retrieving the shot ducks.;)
    Better to be poor than a slave to wealth

  • aaah this reminds me of when I had Rossendales Bailiffs banging down the door to collect on a council tax debt, and trying to get me to sign a walking posession order. One of his questions was "Is the dog a pedigree" when i told him no he said good because the rules state that if it is i have to take it here and now and i dont want no mutt in my car all the way back to blackpool :)
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