waiting to be discharged

hellraiser

I went bankrupt on August 8th 2008, does anyone know how much longer before I'm notified and discharged, I would like to open a savings account will I have difficulty opening a savings account with a poor credit rating, if so can someone recommend a savings account

FACEDUPTOITATLAST

Hi,

You should already be discharged. You can check on the insolvency website here :

http://www.insolvency.gov.uk/eiir/


With regards to savings account, I have opened an internet savers account with Yorkshire Building Society, comes with a cash card, had no problems opening it - I am due for AD in 18th August....3 days!!

philnicandamy

problem is most OR's dont usually inform you in writing......have you checked here>>>> http://www.insolvency.gov.uk/eiir/ look for your "status" should show discharged...if not you need to speak to your OR's office to see whats happening

Savings accounts....Hmm they're fun at the best of times

A couple for you to try would be Sainsburys Saver account (although you need confirmation in writing of discharge from your OR this would be free of charge)

Or YBS and their internet saver account...they'll take discharged & undischarged BR's no questions asked

Others for some reason will credit check a person before opening a savings account...which while the BR sits on your files for 6yrs you'll fail


***EDIT*** really need to type quicker!

boltonangel

I opened a Nationwide savings account, infact I've got 2 (a basic and a regualr saver) I informed them of my BR and they said that's fine. I suppose there's np credit involved so no credit check and no risk to them.

hellraiser

Just like to say thank you all very much for your help & support through a very stressful BR, Please keep up the good work :beer:

fiveyearplan

Congratulations on your AD!!!! Did you check the website? You will fall off that website 3 months from the date of discharge. Onwards and upwards - you are now free to go and make your fortune!

FACEDUPTOITATLAST

Congrats Hellraiser, I will be joining you on tuesday!
:beer:

fiveyearplan

FACEDUPTOITATLAST wrote: »

Congrats Hellraiser, I will be joining you on tuesday!
:beer:

Pre-congratulations to you to FUTIAL! Did the year go by quickly for you?

FACEDUPTOITATLAST

fiveyearplan wrote: »

Pre-congratulations to you to FUTIAL! Did the year go by quickly for you?

incredibly, still cant quite believe it!!

angelkiss

I am so glad I stumbled across this forum, I have just checked on the insolvency register and am amazed to see that my husband and I have been granted early discharge, I feel like I am walking on air now YAY!!! Thank you much!!!!!!

MicheH

Aw wow angelkiss, now that is good news! How early is it?