Quick Decision Loans

yokerjoker

Hi, I am new to this site and hope I am in the right forum.

Have I been had by these cretins? I applied for a loan through Experian "Lower you bills" hit the button and got a call from QDL went through details was told "congratulations" you have been accepted for a loan of £XXXX for 24 months at £XXX per month and was only told at the end after giving bank details that there was a fee of £69.95 at which point I declined their offer and thought that was the end of it! Huh! No chance! On Thursday I received a PROPOSAL AGREEMENT FOR PERSONAL LOAN form through the post from QDL. They wanted me to sign it and enclose a cheque for the £69.95 or fill in the credit/debit card mandate and return in the post paid envelope or call a number and do it over the phone. I called the number and told them I wasn't interested and thought that was it again. Not so! Got paid on Friday, checked account and low and behold QDL have debited my account to the tune of £69.95!!! I signed nothing and agreed to nothing. I phoned them and was put on hold for the refunds dept, and held on and hung up after 1 and a half hours. what are my chances of getting my money back?:mad::mad:

Yokerjoker

yokerjoker

any advice???

wayne99

hi,

found via the search function:

http://forums.moneysavingexpert.com/showthread.html?t=1715841&highlight=qdl

may help some what.

Enfieldian

Speak to your bank as well.

They may be able to reverse the transaction.

yokerjoker

Many thanks, will write to ts/oft and QDL aswell. will keep you posted.

damoandclaire

hi there,

i had a somewhat horrible experience with experian and QDL.

http://forums.moneysavingexpert.com/showthread.html?t=1873445

http://forums.moneysavingexpert.com/showthread.html?t=1715841

I've reported it to trading standards as well (in link above) so please, by all means report them. the more people complain about this company, the more chance we have of them doing something about them. i also reported experian as well because their reponse to my complaint was just appauling.

yokerjoker

Many thanks, seems I'm not alone and others have bee taken in by these cretins!

yokerjoker

Joy, £69.95 returned to my Bank Account today!!:j