Bankrupt and Coop Cashminder online banking

MicheH

Can I use online banking as a bankrupt with a Coop Cashminder account?

Thanks in advance

Miche

mighty_sheep

:jYes you can but it is not up to date:mad:

MicheH

What do you mean? It's not reliable?

How is that any help to a BR who has to be extra careful.. !!!!!! :mad:

Sorry, not directed at you, jusst argh banks! :rolleyes: fed up with them

antarctica

Yes you can.

It's not "up to the minute" about your transactions. What I do is keep a spreadsheet of everything that has gone out and come in, which is easy really, then you know where you are at all times.

In my opinion it's a great account.

savagej

It is just the available balance that does not change when you use your debit card.

But if you take money out of an ATM it will appear straight away, and if you pay money in at a branch or the Post Office, it will also appear straight away.

MicheH

Oh ok, i'm not sure my previous account showed transactions immediately anyway. That's ok, I can deal with that.

I havn't a spreadsheet but I have a nice piece of A4 clagged to my fridge where everything will be written down.

happy09

I have been using coop bank since BR in nov 09 it has been great for me and online has been fine but was told they would close account down if miss used twice ie OD so beware !

yellowmonkey

Hi

I use this http://www.tescosoftware.com/financedetailed.php

Not as detailed as Microsoft money and dont even know if they do it anymore but this is how I keep track of my DD,s and S/O. I take them all off at the start of the month when I get paid and then put cash in my pots :eek: and that leaves me with a buffer zone of £5/6 each month in the bank for anything unexpected.

I also check the bank online every day.

You can also do the same with a spreadsheet. Being BR has made me more effecient ( Sp?) and I know where every penny goes nowadays

ym

philnicandamy

Try Excel (microsoft office ££) OR open office into google that's a free office suite enabling you to spreadsheet etc...or....ring the co-op's bank helpline the balance is always up to date from them