Car Insurance after BR

fiveyearplan

Looks like I'll be shopping for new buildings insurance - our policy lapsed last year and now we've had a small leak from the water tank in the loft. No damage was done but I consider us lucky for that and we might not be so lucky again.

desperatetobedebtfree

fiveyearplan wrote: »

Looks like I'll be shopping for new buildings insurance - our policy lapsed last year and now we've had a small leak from the water tank in the loft. No damage was done but I consider us lucky for that and we might not be so lucky again.

Sorry to hear that. Hopefully you will find a good quote.

dollparts

FinancesOfAFiveYearOld wrote: »

It is peculiar, I agree. You can bludgeon your granny to death with a wet fish-slice and after ten years you are no longer legally obliged to mention a word of it to anyone and, all other things being just so-so, you can easily open an ex-murderer's bank account, insure your slate-wiped-clean home contents and doff your hat to a lady in the street without having to explain your predilection for aged-relative flattening.

Go bankrupt just the once though, even in the middle of a global recession and following redundancy, relationship split and bad debts shafting your business and whoo-hoo, welcome to persona non grata Hell for Life my son. The sackcloth, the ashes and the un-clean bells are over there, tick the box to say whether you would prefer to be issued with leprosy, herpes or a hump and a limp.

I assume - and isn't assumption just the mother of all frock-ups - that their assumption is that we bankrupteenies are all dishonest n'er-do-wells who will run out and buy Aston Martin DB9s on our new post-BR AMEX cards to insure and then deliberately drive up a tree in order to spread our evil way of bankrupt life among the nice, respectable, pleasant, population of the world of finance and insurance.

I don't have a car since the St.Official of the Receiver got two little men to drive it over the horizon but I did have to renew my home contents insurance and one of the few companies that didn't exclude bankrupteenies was Aviva. I hate to "recommend" them but they might be worth trying for car insurance too. Otherwise known as NUD or Norwich Union Direct or "That company with no Paying Out Department but based in Norwich".

This post has to be the only funny thing about BR I have read in the 9 days since I realised it was my only option.

A big fat uninsured, 0%credit, insincere, irresponsible, criminal and dirt-poor thanks.

fiveyearplan

desperatetobedebtfree wrote: »

Sorry to hear that. Hopefully you will find a good quote.

Thanks DTBDF. Its making time to shop around that puts me off but I have been worried something would happen for months now and with winter coming etc - what if we have a storm and the tree blows over or something or the roof gets blown off etc. Yes, better make the time to get that and the contents insurance sorted out.

MicheH

dollparts wrote: »

This post has to be the only funny thing about BR I have read in the 9 days since I realised it was my only option.

A big fat uninsured, 0%credit, insincere, irresponsible, criminal and dirt-poor thanks.

yeah dollparts, i'm starting to feel like I fit right in here :rotfl: