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6 years today since I declared bankrupt
pug_in_a_bed
Posts: 1,975 Forumite
Just realised its been six years since I declared. I cant believe how fast its gone. Esp. when I think about the huge mess I was in and the way my life's turned around.
I kept the receipt from the court costs from the day I went in:rolleyes:, everyone now and then I come across it and think I should frame it or something.
I kept the receipt from the court costs from the day I went in:rolleyes:, everyone now and then I come across it and think I should frame it or something.
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Comments
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Do you really feel like it was a good decision to make in your life? I feel like I woun't have any regrets about it (been BR for 5 days only) but worry how its going to impact on the rest of my life. I've come to accept that I will lose my home but I'm fine with that now.
It's just reassuring to hear that it's still a good decision to make even after the relief of having creditors back off a bit.0 -
Ive just checked my credit report and its not there! So it seems to have gone already.
Yes, I made the right decision. It was scary and frightening and I felt I had failed everyone. But my life has come around ten fold and now here I am six years later...0 -
unless Im looking in the wrong place but Ive scoured experian and really can't see it...??0
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Congratulations x
BR 12th August 2009 :T ED 11th June 2010 :TBSC Member 2830 -
ive kept my car park ticked i got in the court car park:rotfl:0
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Congratulations on your milestone. I wear the 'cloak of shame' everyday as a reminder :rotfl::rotfl:2019 MFW No. 74 £13700/£30000 (45.66%)
12k in 2018 No. 98 £6274.19/£18000 (34.85%)
BTL (start) £97440.00 (current) £68000.00
Residential (start) £275000.00 (current) £268000.000 -
Congratulations on your milestone. I wear the 'cloak of shame' everyday as a reminder :rotfl::rotfl:
and dont even mention the bell of bankruptcy as well (this is worn over the cloak of shame & should be rang anytime a bankrupt goes near a shopping centre) :rotfl::rotfl:
We all die. The goal isn't to live forever, the goal is to create something that will0 -
Congratulations,
Tell us honestly, what effects if any did going BR have on your life in the last 6 years?
How do you feel about no matter how long it has been you will have to tick that box Have you ever been Bankrupt? Having cleared your credit report would you still tick yes?
Thanks
NewStart090 -
pug - CONGRATULATIONS and thank you for the update!! Yes, it should fall off your credit report 6 years to the date of bankruptcy.
:j :j
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