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one for all you mortgage experts
nh101
Posts: 78 Forumite
I am looking to remortgage. I am currently on a tracker rate with Nationwide and wish to stay with a tracker rate.
Nationwide are offering 0.11% below BoE base rate (currently 4.39%) with an arrangement fee of £599 for a two-year tracker.
Brittania is offering 0.10% below the base rate (currently 4.40%) with a £499 arrangement fee for a two-year tracker.
I want to overpay by £90 a month (on a loan of £140,000, monthly repayments currently £880) and I believe both nationwide and brittania allow this with no penalty.
Are there any other tracker deals out there I should consider?
Are there any other mortgage deals out there I should consider?
I have about £30,000 in a savings account but that is stoozing money so perhaps shouldn't be used to calculate any benefits from an offset. Other that the stoozing money, I have little savings.
Nationwide are offering 0.11% below BoE base rate (currently 4.39%) with an arrangement fee of £599 for a two-year tracker.
Brittania is offering 0.10% below the base rate (currently 4.40%) with a £499 arrangement fee for a two-year tracker.
I want to overpay by £90 a month (on a loan of £140,000, monthly repayments currently £880) and I believe both nationwide and brittania allow this with no penalty.
Are there any other tracker deals out there I should consider?
Are there any other mortgage deals out there I should consider?
I have about £30,000 in a savings account but that is stoozing money so perhaps shouldn't be used to calculate any benefits from an offset. Other that the stoozing money, I have little savings.
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