Worried sick - please help...

MyNameIsUsername

Hi,

Due to my own stupidity, I have received (and paid) a Penalty Notice for Disorder (PND) from the Police for behavior likely to cause alarm and distress - from what I gather, those caught urinating in the street are often given a PND for this.

This penalty is not a criminal conviction and nor does it create a criminal record. However, my details will be held on Police National Computer, although from what I understand, the information is held locally rather than centrally.

I am worried sick that this might affect any loan or mortgage application I make in the future. Reason being, I have just read this...

"The power to issue FPNs and PNDs has wide implications. Their use can have long-term consequences for future mortgage or job applications and the information is held on the police database"

Unfortunately I cannot post the link to this site, but I'm not sure of the validity of this statement.

I'm not overly familiar with mortgage applications, but have managed to flick through a few on the internet, and none seem to ask you to declare whether you've received a Penalty Notice for Disorder - instead the questions more relate to having a criminal conviction, criminal record or caution - none of which I have.

As for the job applications, I understand that PND will only potentially show on a CRB check if it is an enhanced check, and will only be disclosed if it's relevant, i.e. working with children etc.

Please can somebody clear this up so I can start sleeping again at night!

Your help is appreciated.

Poppy9

OH is not totally sure (he's tired) but he thinks it just a fixed penalty and unlike a caution you don't have to admit guilt.

MyNameIsUsername

Thank you.

The bag of the notice does say:

"payment of this penalty involves no admission of guilt and will not result in a record of criminal conviction being made against you"

MyNameIsUsername

Sorry, that should read back of the notice.