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Can you have a quick look at my SOA please?
Comments
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Would you mind having another quick look at my SOA before I put it onto petition tomorrow? You guys are fab at helping out with these. I hope I have the skills to help other newcomers one day. My income has also changed a bit from the original post as I mess up my calculations
Number of adults in household........... 1
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 754
Partners monthly income after tax....... 0
Benefits................................ 995
Other income............................ 0[
Total monthly income.................... 1749
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 525
Management charge (leasehold property).. 0
Council tax............................. 66
Electricity............................. 50
Gas..................................... 40
Oil..................................... 0
Water rates............................. 46
Telephone (land line)................... 47
Mobile phone............................ 0
TV Licence.............................. 13
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 300
Clothing................................ 70
Petrol/diesel........................... 110
Road tax................................ 11
Car Insurance........................... 30
Car maintenance (including MOT)......... 20
Car parking............................. 25
Other travel............................ 0
Childcare/nursery....................... 284
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 9
Life assurance ......................... 0
Other insurance......................... 3
Presents (birthday, christmas etc)...... 10
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 40
Emergency fund..........................0
Total monthly expenses.................. 1744
]
Monthly Budget Summary
Total monthly income.................... 1,749
Expenses (including HP & secured debts). 1,744
Available for debt repayments........... 50 -
sorry....a shameless bump before I commit it to my petition!0
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Looks fine to me. The is plenty of room for cutbacks IF the OR decides:D. Good luck.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Thanks Dalip. I am doing it online now. Do I put the total other essential expenses in the final box that requires a figure in outgoings then list the items indiviually below?0
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no idea lol i did all 4 copies of mine by hand:eek::rotfl:Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Im starting wish I had done it by hand!
The online forms isnt very good for additional information. For example I cant put any explanations in section 13. Think I will have to add it onto reasons for bankruptcy....any ideas on this guys?0 -
I did mine by hand too.
:j :j
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