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Can you have a quick look at my SOA please?

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Comments

  • Would you mind having another quick look at my SOA before I put it onto petition tomorrow? You guys are fab at helping out with these. I hope I have the skills to help other newcomers one day. My income has also changed a bit from the original post as I mess up my calculations

    Number of adults in household........... 1
    Number of children in household......... 1
    Number of cars owned.................... 1

    Monthly Income Details
    Monthly income after tax................ 754
    Partners monthly income after tax....... 0
    Benefits................................ 995
    Other income............................ 0[
    Total monthly income.................... 1749

    Monthly Expense Details
    Mortgage................................ 0
    Secured/HP loan repayments.............. 0
    Rent.................................... 525
    Management charge (leasehold property).. 0
    Council tax............................. 66
    Electricity............................. 50
    Gas..................................... 40
    Oil..................................... 0
    Water rates............................. 46
    Telephone (land line)................... 47
    Mobile phone............................ 0
    TV Licence.............................. 13
    Satellite/Cable TV...................... 0
    Internet Services....................... 0
    Groceries etc. ......................... 300
    Clothing................................ 70
    Petrol/diesel........................... 110
    Road tax................................ 11
    Car Insurance........................... 30
    Car maintenance (including MOT)......... 20
    Car parking............................. 25
    Other travel............................ 0
    Childcare/nursery....................... 284
    Other child related expenses............ 20
    Medical (prescriptions, dentist etc).... 10
    Pet insurance/vet bills................. 0
    Buildings insurance..................... 0
    Contents insurance...................... 9
    Life assurance ......................... 0
    Other insurance......................... 3
    Presents (birthday, christmas etc)...... 10
    Haircuts................................ 15
    Entertainment........................... 0
    Holiday................................. 40
    Emergency fund..........................0
    Total monthly expenses.................. 1744

    ]
    Monthly Budget Summary
    Total monthly income.................... 1,749
    Expenses (including HP & secured debts). 1,744
    Available for debt repayments........... 5
  • sorry....a shameless bump before I commit it to my petition!
  • dalip
    dalip Posts: 7,045 Forumite
    Looks fine to me. The is plenty of room for cutbacks IF the OR decides:D. Good luck.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Thanks Dalip. I am doing it online now. Do I put the total other essential expenses in the final box that requires a figure in outgoings then list the items indiviually below?
  • dalip
    dalip Posts: 7,045 Forumite
    no idea lol i did all 4 copies of mine by hand:eek::rotfl:
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Im starting wish I had done it by hand!

    The online forms isnt very good for additional information. For example I cant put any explanations in section 13. Think I will have to add it onto reasons for bankruptcy....any ideas on this guys?
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I did mine by hand too.

    :j :j


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