have I been repossessed?confused

tululajac

hello
not posted for a while but hope someone can clear up slight confusion
We had a letter from C&G start of July stating that they had sent someone around and that the house seem to have been left vacant{obviously the letter we sent telling that we were giving up the house for vol repo and heres the keys wasn't enough of a hint!!}
Fot this reason the letter stated that if we didnot get in touch they would seek to possess the house to secure there mortgage investment.
Any way month passed and now had similar letter from first plus-we had a secured loan on property as well
Today we passed and noticed that the grass has been cut and as neither one of us is that green fingered we thought we better check it out.
We found not squatters but that all the locks had been changed so DOES THAT MEAN WE HAVE BEEN REPOSSESSED? as we have had no other comunication we are little up in the air

Any feedback on this would be great and has this happened to anyone else like this?

regards
michelle

Feelingfoolish_3

Hi
It does sound like it has been repossessed if the locks have been changed, best thing to do is give C&G a ring. Not sure if you go through the same procedure as if the were repossessing rather than you handing the keys back but I'm sure someone will be able to answer that for you.
regards