credit card overlimit debt doing my head in!

bayman10

Hi there, i am currently in debt with my credit card i am £150 over the set balance i have sent my expenditure forms back and statements in which they said they have May's missing so the account is still going and building up charges i need to stop the charges asap and they still keep phoning me! My property is on the market and i have 2 secured loans on the property i have hp agreement and also have a an outstanding mobile bill debt is doing my head in i earn around 1130 a month but i always seem to be short after pay day any suggestions ?????:mad:

pizzaa

Sorry to hear about this, I can't advise but hopefully someone will take the time to reply to you.

headoutofsand

bayman10 wrote: »

Hi there, i am currently in debt with my credit card i am £150 over the set balance i have sent my expenditure forms back and statements in which they said they have May's missing so the account is still going and building up charges i need to stop the charges asap and they still keep phoning me! My property is on the market and i have 2 secured loans on the property i have hp agreement and also have a an outstanding mobile bill debt is doing my head in i earn around 1130 a month but i always seem to be short after pay day any suggestions ?????:mad:

Hi perhaps a little more detail. For instance, how much do you owe and to whom. The above is a little confusing, try breaking it down into small chunks of info with more detail;)

The credit card and mobile Debt are not enough for BR . So where is the real problem?

fiveyearplan

Hi and welcome Bayman! Why don't you give us a better picture of your situation. Here is an soa calculator to fill in, when you get to the bottom of it click on the format for MSE button and copy it here.

http://www.makesenseofcards.com/soacalc.html