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bankruptcy and property rented

If i own only property and it's rented out and i go bankrupt
what happens to the property if it's in negative equity?

does it get left rented to pay the secured loan
or do the tenants get turfed out and it sold?

i do have children etc.

Comments

  • Hi
    Sorry I don't know he answer, but I know it's miserable waiting for a reply so didn't want to read and run!

    There is CCCS and CAB who may be able to tell you (stickies at the top of the forum have the contacts for them. Also, what about trying for one of those free half hours with a solicitor? Or are you in on of the landlords associations, like www.landlords.org.uk or www.rla.org.uk There might be some info on their site?

    Good luck
    Lizz x
    [FONT=&quot]Thanks for your help! :T
    [/FONT]
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Hi stanley, can you give some more details, i take it you dont live in the property that you own, is it solely or jointly owned, how much is the mortgage/securedloan each month, how miuch ar the tennents paying, what type of tennancy agreement is it, is the mortgage a buy to let or residential mortgage
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Hi all

    I'm a newbie here but been lurking round for a while-it's a great site with some great people posting. I'm interested in any answers to this question as my hubby own's two rented properties (buy to lets) and they're running at a good profit but our unsecured debts are playing havoc with our minds!!!!! And we're looking at going BR as one of our options. :confused:
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Hi transmission, if you start your own thread, i would be happy to answer any questions, please provide the details as in my above post
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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