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GMAC Interest Only Deal expired

tashag_2
tashag_2 Posts: 4 Newbie
in Mortgages & endowments
Hi There

My 2 year interest only deal with gmac ran out in april - i have been paying svr since then. I put down 80K on a 192K mortgage.The mortgage is in my name. I have never missed a payment.

I applied for a joint morgage with my partner with Woolwich which was turned down because she has a CCJ which we didnt know about - my credit history is OK apparently.

I am wondering if i would be better/able to start a repayment mortgage with GMAC - i cant seem to find a decent deal on my own with any other lenders at the moment.

Any advice would be gratefully recieved

tg
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