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Dischage with reposesion

Jlo_2
Jlo_2 Posts: 21 Forumite
in Bankruptcy & living with it
Hi again,

BR filled on March 17.
I had my morgage with Northern Rock and around 4 months ago I received a letter asking me to vacate the property...So I did.

So far I did not get any other letter from Norther Rock...

The question is: Will I be discharged automatically ( or with luck Early discharged )? I am not sure what it's going with the flat ...

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Either way you'll be discharged at 12mnths or sooner if your lucky enough to receive an early discharge....wouldnt worry too much about the flat the OR will be in touch if they need to..

    Keep checking the insolvency site for updates on your status in a few months

    http://www.insolvency.gov.uk/eiir/
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Jlo_2
    Jlo_2 Posts: 21 Forumite
    I dont think I'll get an ED because of the reposession...but who knows.
    I've been quite coperative with the OR and I have been paying my IPA every month ...
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The repossession will have no bearing on whether or not you get ED

    HTH
    Accept your past without regret, handle your present with confidence and face your future without fear
  • eklynne
    eklynne Posts: 2,396 Forumite
    I was given ED and the repossession of my property is still pending. The trustee wasn't interested in the property and I was discharged after 6 months.
    Good luck.
    Come ride with me, through the veins of history...
    I'll show you how God falls asleep on the job.
    ~Matthew Bellamy.
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