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Budget planner/SOA

trcey161104
trcey161104 Posts: 16 Forumite
in Debt-free wannabe
Hi

Can anyone post their budget planner/SOA from CCCS? Just wondering what things are included on it?

Thanks
Tracey

Comments

  • keith_lard
    keith_lard Posts: 517 Forumite
    Rent
    Mortgage
    Secured Loan/2nd Mortgage
    Mortgage Endowment Premium
    Service Charge/Ground Rent
    Water
    Council Tax
    Gas
    Electricity
    Other Household Fuels
    Household Services
    Building and Contents Insurance
    Telephone incl. Mobile/Internet
    TV Licence
    Satellite, Rental
    Repairs, Service Contract
    Appliance Rental
    Internet Connection

    Child Support Paid by You
    Childcare
    Fines, CCJs, etc
    Life Insurance/Private Pensions
    Medical/Accident Insurance
    Motoring
    Vehicle Finance
    Spares/Servicing
    Road Tax
    Insurance
    AA, RAC, etc
    Fuel & Parking
    Fares & Travel
    Fares & Travel
    Food & Housekeeping
    Food, Toiletries, Cleaning
    School Meals/Meals at Work
    Pets, Pet Food/Insurance
    Tobacco
    Clothing & Footwear
    Clothing & Footwear
    Misc. Goods & Services
    School Trips/Activities
    Hairdressing
    Professional/Union Fees
    Laundry/Dry Cleaning
    Medicines/Prescriptions
    Dentist/Opticians
    Personal & Leisure
    Newspapers, Magazines
    Sports, Hobbies, Entertainment
    Children's Pocket Money
    Church/Charity
    Sundries / Emergencies
    Sundries / Emergencies
    Self Employed
    Income Tax
    National Insurance
    VAT
    Other Costs
    Postage, Stationery
    TOTALS
    Total Expenses
    Total Income
    Surplus/(Deficit)


    ADDITIONAL INFORMATION
    No of Adults
    Smokers
    Dependants
    Child Ages

    Cause of Debt Change In Employment , Unemployment


    Hope this helps you!
    If you want to see a rainbow, you have to get used to the rain.
  • trcey161104
    trcey161104 Posts: 16 Forumite
    Do you include partners salary as well?
    We have a joint account and everything goes out of same account or do I work out a percentage cost that I pay for everything.

    Thanks
    tracey
  • keith_lard
    keith_lard Posts: 517 Forumite
    'ONLY' if you wish that!

    Your partner 'may' have debts in his name that are ok (as with me)

    So she was not included.

    They will ask but say no he is not apart of this, and he does not need to be.
    If you want to see a rainbow, you have to get used to the rain.
  • keith_lard
    keith_lard Posts: 517 Forumite
    Also if you owe money on the joint account, you can not include this in the DMP.
    If you do you will have to drag your partner into the DMP.

    K.
    If you want to see a rainbow, you have to get used to the rain.
This discussion has been closed.
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