Discharged BR - OR advice pls

skintmumma · 10 August 2009 at 11:05PM

Hi All,

Myself & Hubby got ed in june of this year but unfortuantely hubby has just been made redundant. Should we tell the OR? are they still interested in our affairs now we are discharged?

Thanks for any help!
x

damoandclaire · 10 August 2009 at 11:43PM

hi there,

As i understand it, i think it depends on the agreement you made with the insolvency service.

When I went bankrupt i was asked ot make a contribution of 50 quid a month or what ever I could afford which was all drawn up and formal. I then ended up taking a lesser paid job and explained this to them. They cancelled the payments and never asked for anything after that. I was discharged 2 months later and I haven't heard from them since so I think it depends.

They did state that to me tho when I went bankrupt, that for as long as the contribution agreement was in place(at that time 3years), regardless of being discharged, they would still like me to keep them informed of my status etc. Nothings changed with me and they haven;t chased it and that was nearly 4 years ago.

tigerfeet2006 · 10 August 2009 at 11:49PM

If you have an IPA agreement in place then you are obliged to tell the OR of any change in circumstances untill the 36 months are up. If you had no IPA in place upon discharge then no you do not have to contact the OR about your affairs at all, you are now free and can do what you wish.