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remortgaging and my job

grownupgirly
grownupgirly Posts: 143 Forumite
edited 24 October 2010 at 7:43PM in Mortgages & endowments
Hi

I wondered if anyone out there could help... I am now at the end of my 2 year fixed term mortgage.

My question is, since I now do not have a fixed contract, will this go against me when I remortgage?

Your help/advice would be greatly appreciated, as I am a bit nervous about going to my appointments that I have set up for next Saturday! (one with HSBC and the other with the Halifax).

Thanks alot!

SL

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are some lenders that could take your income into account as long as there is a track record and the income is of a regular nature.

    I would suggest having a word with a whole of market mortgage adviser, explain yuor situation in detail, and let them talk to the lenders on your behalf to get the best deal for you.

    Find out what HSBC could offer you to stay with them first though.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • regularsaver1
    regularsaver1 Posts: 4,930 Forumite
    i'm not sure Halifax would take your lodger income into consideration - i'd check this out
This discussion has been closed.
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