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car finance co ; cant touch us

geoff1057
geoff1057 Posts: 198 Forumite
Part of the Furniture 100 Posts Combo Breaker
:mad::mad::mad:this is still bugging me after 12 months, car Finance company took over £150 out of my daughters bank account for late payments cica £30+ a time , she sent all the letters , LBA etc to them ,she had replies saying they wont return her money,and that as they arent a bank she cannot take them to court ,the reclaiming doesnt apply to them,if she did, they would win and she would have to pay out for costs . i knew this was a load of bull. My daughter decided that £150 quid may not be worth it, and might find it hard to attend court anyway due to work .Their arrogance ,and lies, have bothered me ever since. should i let it go ,or, could we take them through the Financial Ombudsman route.:confused:

Comments

  • dfh
    dfh Posts: 1,073 Forumite
    Take them through the Ombusdan route.Otherwise,they will keep on doing it.
  • ILW
    ILW Posts: 18,333 Forumite
    Did she make late payments?
    If so you may be able to claim £18.00 back for each one max. (£90.00)
    I would let it go.
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