We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

car finance co ; cant touch us

geoff1057
geoff1057 Posts: 198 Forumite
Part of the Furniture 100 Posts Combo Breaker
:mad::mad::mad:this is still bugging me after 12 months, car Finance company took over £150 out of my daughters bank account for late payments cica £30+ a time , she sent all the letters , LBA etc to them ,she had replies saying they wont return her money,and that as they arent a bank she cannot take them to court ,the reclaiming doesnt apply to them,if she did, they would win and she would have to pay out for costs . i knew this was a load of bull. My daughter decided that £150 quid may not be worth it, and might find it hard to attend court anyway due to work .Their arrogance ,and lies, have bothered me ever since. should i let it go ,or, could we take them through the Financial Ombudsman route.:confused:

Comments

  • dfh
    dfh Posts: 1,073 Forumite
    Take them through the Ombusdan route.Otherwise,they will keep on doing it.
  • ILW
    ILW Posts: 18,333 Forumite
    Did she make late payments?
    If so you may be able to claim £18.00 back for each one max. (£90.00)
    I would let it go.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.4K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.