We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bank statements - help needed please.

Swampmonster
Swampmonster Posts: 585 Forumite
in Bankruptcy & living with it
What is the easiest and hopefully cheapest way of getting copies of my last years bank statements prior to bankruptcy?

I bank with Barclays and am unable to get them online dating more than a month back so unsure what to do now.

Many thanks in advance.

Swampmonster

Comments

  • single+2angel
    single+2angel Posts: 53 Forumite
    Hi,
    If you do not have them than the OR will be able to request it. You should not have to spend money on the copies. Just tell your OR that You don't have them and believe me they will not bite your head off.
    On the other hand if you need the copies for personal use ie. calculating or checking on something than you will have to pay your bank.
    I hope I was some help .If not than somebody more knowledgeble will come in no time.
    Good luck.
    s+2a
    “Money often costs too much.”
    :hello:Debt Free:hello:
    :j:):j
    “You haven't lost your smile at all, it's right under your nose. You just forgot it was there.”
  • headoutofsand
    headoutofsand Posts: 939 Forumite
    single+2angel wrote: »
    Hi,
    If you do not have them than the OR will be able to request it. You should not have to spend money on the copies. Just tell your OR that You don't have them and believe me they will not bite your head off.
    On the other hand if you need the copies for personal use ie. calculating or checking on something than you will have to pay your bank.
    I hope I was some help .If not than somebody more knowledgeble will come in no time.
    Good luck.
    s+2a
    Correct, the OR can get them if they need them, so don't spend any time or money getting them your self.
    Better to be poor than a slave to wealth

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Couple of years ago I asked Barclays & they quoted me something like £6-8 for each statement.....left it for the OR to source that way costs nothing & the banks wont ignore the receivers
    We all die. The goal isn't to live forever, the goal is to create something that will
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    and the OR pays the bank £0 per bank statement
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • iblametheparents
    iblametheparents Posts: 629 Forumite
    Part of the Furniture Combo Breaker
    Copy statements are free if you are going bankrupt, £5 per order for everyone else.
  • damoandclaire
    damoandclaire Posts: 210 Forumite
    Could do a DPA disclosure for a tenna. They should send you absolutely everything they have on file for you then as I understand it, including statements

    :j
    On the Keyboard of Life - Always Keep a finger poised over the Esc Key! :rotfl:
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If you are wanting to get the statements for the OR please save your money. As said by everyone above - OR can get them if you don't have them.

    :j :j


  • Swampmonster
    Swampmonster Posts: 585 Forumite
    Many thanks for all your replies.

    As well as for bankruptcy, I need them to prove tax credit overpayment repayments from January till present day were paid as they have lost my records yet again and I need the proof asap.

    Just want no nasty suprises once I've gone BR.

    Thanks in advance.

    Swampmonster X
  • JCS1
    JCS1 Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    debtinfo wrote: »
    and the OR pays the bank £0 per bank statement

    Which is way banks take ages and need several chasing reminders to send to the OR.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture