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OR and furniture

I`m moving house shortly before BR (complicated).
My query is re purchases - I intend to purchase a sofa, bed, computer and wardrobe (the ones I have are falling apart).
What is the OR`s likely reaction to this come bankrupcy?

Comments

  • DON79
    DON79 Posts: 3,842 Forumite
    it all really depends on how you are buying them. if you are using credit that you know will be included in your BR and therefore you will not be paying them back for the purchases, then the OR will probably not look kindly on it.

    Have you tried your local freecycle site as there are lots of things given away which you could maybe use and they would be free! Also try some charity shops for older pieces of furniture etc in good condition.
    BSC #215/No.1 Jan 09 Club
  • snowmouse
    snowmouse Posts: 29 Forumite
    DON79 wrote: »
    it all really depends on how you are buying them. if you are using credit that you know will be included in your BR and therefore you will not be paying them back for the purchases, then the OR will probably not look kindly on it.

    Have you tried your local freecycle site as there are lots of things given away which you could maybe use and they would be free! Also try some charity shops for older pieces of furniture etc in good condition.

    What does this mean in practical terms?
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    You could be in receipt of a BRO/BRU which extends your bankruptcy restrictions for UP TO 15yrs

    More here
    http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/bro.pdf



    Plus the OR may ask for the goods to be returned
    We all die. The goal isn't to live forever, the goal is to create something that will
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