Discharged Yippee

Bnjracing

Haven't been on for a while as have been keeping head down but just a quick thank you to all who have offered advice and support over the last year. It has been much appreciated.

Also, it is definitely worth querying what OR and caseworker have to say and don't just sign forms and think that is all you can do. After much negotiation and sticking to one's guns we haven't had IPO put in place. Originally OR said any excess monies would be divided in half over both our bankruptcies and if over £99 we would have to pay; then they decided that their office calculated it in a manner totally different to everywhere else in the country but eventually agreed that there wasn't enough money left over and as we kept heads down and just waited our time out nothing has been set up.

Again BIG THANK YOU TO EVERYONE who has answered my long and confusing questions with patience and good advice.

Now all I have to do is clean up the credit file OMG!

philnicandamy

WELL DONE & CONGRATS!!!! :beer::beer::j:j:j

(leave the credit file for a month or so after discharge.....we're here if you need hekp...but it's pretty straightforward if you read Fermi's guide)

Lost2

Congratulations :beer::j

antarctica

well done

:j

mighty_sheep

Happy days and all the best in the future.

So_Sad_Angel

mighty_sheep wrote: »

Happy days

Congrats bnjracing....that seemed to pass quickly! guess not for you though.

`Happy Days` mighty sheep....if there are any going spare chuck a few my way !

FinancesOfAFiveYearOld

Splendid Gnus! I shall have cook rustle up one of her famous spit-roasts to celebrate for you. There's no meat involved, she just spits lot while cooking the tofu-burgers.

I guess last night's sleep was better still than the one after the Judge signed the papers a year ago huh?

Great news.

dane-katie

Congrats! its the best feeling in the world, i found out when i was in the supermarket and i started crying!

applepiencustard

Congratulations :j well done! :beer:

dalip

congrats bnj.Certainly was worth disputing,now you can really relax.x

Flowerpot_2

Bnjracing wrote: »

Also, it is definitely worth querying what OR and caseworker have to say and don't just sign forms and think that is all you can do. After much negotiation and sticking to one's guns we haven't had IPO put in place. Originally OR said any excess monies would be divided in half over both our bankruptcies and if over £99 we would have to pay; then they decided that their office calculated it in a manner totally different to everywhere else in the country but eventually agreed that there wasn't enough money left over and as we kept heads down and just waited our time out nothing has been set up.

Congratulations bnjracing!!!!!
(that wouldn't be the Brighton OR would it?!)
FP x