Help with online insolvency form

leftatthelights

Hi all.

Just a quick question.

Im currently filling in the section called "list of creditors" and im unsure as to some of the default dates?? Is it absolutely necessary to know the definate date I defaulted on the payments or can I put a rough estimate???

Thanks in advance.

debtinfo

do you mean the "Date incurred" box

philnicandamy

Guestimates will be fine....the OR will get definate info from creditors if needs later

fiveyearplan

Yes,, just guess if you don\t know but you do have to put something.

leftatthelights

OK all, yes I meant the dates incurred, I have some but not all information so im using the dates ive got to guesstimate.
Also, the expenditure part is really important and am scared of clicking the "section complete" button!! hahaha
I keep re-reading it to make sure its correct!!!

debtinfo

Hi left, for things like loans where there is a definite date put the date that the credit was taken out. for things like credit cards put when the most credit was incurred, for instance if it was a balance transfer or a holiday/major purchase. if it was a slow build up of credit put when the last time you used the card

leftatthelights

Thanks all. I am now on the final section. Previous residential address, do I out all addresses I have lived at or what????:rolleyes:

fiveyearplan

I think its within the last 5 years or so.

debtinfo

Put your current address plus any address you have incurred your current debt at up to 5 years ago. For instance if all you credit was incurred in the last year then you need only put addressess down for the last year

leftatthelights

Thanks everybody, the deed has been done, all I have to do now is ring the court and obtain a date!!!! Im scared but excited at the same time.
Am I right in saying that I have to take 3 copies of the finalised forms with me???

fiveyearplan

Find the court you need to go to that does BRs, phone them and ask what the procedure is and how many copies you need. Not all courts operate the same system

http://www.hmcourts-service.gov.uk/

Keep us posted and good luck!