what different insurances do you dfw's have

fizzel81

at the moment we just have car insurance with the amount of debt we have should we take out something like contents insurance just in case something happens or would we be better saving the money from this sort of thing and put towards out debts

livinginhope

PEASE PLEASE PLEASE get house insurance,if you have read any of my posts you will see what can happen even with insurance,god knows what would happen without.Also disasters are not as rare as you think,DO IT TODAY,you have been warned.

fizzel81

Thank you, i was unsure if i should start getting quotes or not i will now start looking for the best one for us its something ive never really thought of in the last nearly 5 years of being married, just shows how i thought money grows on trees and how anything can be replaced so easily

lynzpower

We have buildings & contents ( inc accidental damage) Ive got life assurance, including poor health provision. No way in hell Id get rid of these.

Ive got rid of my mobile phone insurance though. ( 5/99 a month- pointless)

livinginhope

Just imagine what would happen if like me your house burnt down,you are not allowed back in because of the fumes and also the danger,it's the middle of the night and now have nowhere to sleep,you have to find a hotel for the night,70quid? then the reality hits the next day,no clothes or shoes,150 quid? then you have to find somewhere to live for the next 6 months while yours is being rebuilt,deposit 1500 quid?(sorry no pound sign on this pc)then the month's rent up front 700?you now have no food,plates,cups,absolutely NOTHING,where is the money going to come from? even with insurance you have to pay upfront until interim payments come through,then at the end you get nothing compared to what you have spent,god knows how you would cope without.Sorry to go on but you don't realise the extent of what can happen until it does.

beverleyhills

Assume your house is covered by DH's employer. Do follow other peoples advice for contents insurance. Accidents do happen. For instance restocking a freezer after loss of power can be quite expensive.

fizzel81

yes house is covered so anything that happened we would be moved to a new house asap (untill then they pay for a hotel) you can also get basics in the house (furniture such as beds,sofa's etc and they do provide other essentials if needed bedding and so forth) will know just to look for contents insurance