dottyanne's debt diary

dottyanne

Not really I dont think.........I suppose ive just got to be more strict with my budget and concentrate on at least catching up with everything, paying my minimums on everything else so i dont get charged and once up to date start sonwballing - thats how i should do it right? Cant think of any other way to do it at the moment.......??

lynzpower

I think thats the best thing to do, yes.

Are you getting paid from the shop yet, or is it just your OH getting paid from it?

How are you doing with the business bills?

I feel for you, it just seems you are trying so hard, but theres no let up for you

dottyanne

Hi Lynz - thats what i though about the bills - just try to play catch up and then tackle them to clear them..

I am taking a small wage from the shop or i wouldnt be able to keep going tbh..hubby on minimum wage too so we do tend to have to keep the purse strings tight!!

Im trying to plod on with the business bills but not real;ly made much of an impact - perhaps an updated SOA is in order??

dotty xx

lynzpower

Just out of interest then Dotty what do you and your OH come out with per month together from the shop?

Yeah maybe an updated SOA is a good idea, then we can see whats what now- and whats gone

dottyanne

Appros £141.59 per week Oh, me £150 ish per week........will update SOA this week and keep you posted.

Its an expensive week for me OH birthday and D Step-son too!! plus 3 little ones need new trainers - why is is when you try to save in one area you have to spend in another??

Fed Up!!!!!!!!!!!!!!!

dottyanne

Ok - had a good day at the shop - mostly cash and not the dreaded card payments - dont mund taking them but they can !!!!!! the cashflow up altogether!! Been so busy this week were working overtime tomorrow to cover the work so thats a good thing!!

Got to start some kind of system for paperwork both personal and business as im so disorganised.........any ideas anyone on how you keep on top of things??

dotty xx

lynzpower

Hello darling

Ok. Do yourself a favour, and get yourself a nice cup of tea ( or cold drink) on the go and then come back and sit back down. Sounds like things are frantic.

Im here for an hour, so lets see if we can sort this situation out once and for all, to be able to help you keep on top of things.

Now Im not typing any more till you have a nice drink and you hav taken some deep breaths...

lynzpower

you there and calm?

lynzpower

Yoooooo hooooo!!

Well you can pm me instead if you want

dottyanne

Hiya Lynz - sorry just been scoffing my dinner - im here - would you prefer me to PM you or chat on here??