recomendations to what i can do?

jacko_162

i am after a loan amount of around £1,000 for a 12 month period.

i prob have a low "score" rating due to financial problems a few years back.

im after a quick loan but so far i have only been given 090 numbers to call and "£55" setup fees to which i on both times declined there offers.

is there anywhere i can go which allows me to find out if im elegible for a loan and to get one without all this hassle?

thank you :cool:

clarence83_2

I don't know if you have heard of FLM but I got a loan with them (they are lenders, so go direct) and despite the high APR they set everything up really quickly. I also paid everything back much sooner than their agreement stipulated and they don't charge you for paying off the loan early.

They require a guarantor but I got my dad to do it, was easy enough and they didn't need to contact him as I paid on time. You get an online account to enable you to view your balance whenever. I would wholeheartedly recommend them if you know that no matter what happened with your job or anything, you are going to make every single payment in full or even overpay, with no risk to your guarantor.