More houses needed, says Government adviser

pickles110564

Mewbie, fancy a game of halo3?

mewbie_2

pickles110564 wrote: »

Mewbie, fancy a game of halo3?

No thanks!

pickles110564

mewbie wrote: »

No thanks!

Shame I would have thought you would have liked to give an LL a hiding.

mewbie_2

pickles110564 wrote: »

Shame I would have thought you would have liked to give an LL a hiding.

Oh it's a computer game? I thought you were after hide the sausage - Fungus style.

mewbie_2

Pickles, can you log Chucky back in please?

ManAtHome

chucky wrote: »

that's why i said mortgage interest.

capital repayments will obviously be more as people are now able to borrow more

Yes, that's why I said But... no dispute that interest rates are the lowest they've been since Noah first went to B&Q.

I do hope that "affordability" is still based on repaying capital and interest over 25 years - it all seemed to be getting a bit vague a couple of years back (eg interest only with a good chance of winning the lottery in the next 40 years...).

planning_officer

CLAPTON wrote: »

Nonsense if you really are a planning officer then I dispair.

The targets for affordable housing (mandatory and compulsory) are set by central government and NOT local governament.

And if you are saying that 'affordable ' is subsidised please provide a reference for such nonsense.

What utter drivel - I can assure you this is my profession and you are talking complete rubbish! You clearly have no understanding what affordable housing is!!

Look at any Adopted Local Plan and you will see the affordable housing percentages - they differ between every local authority. Whilst central Government do encourage affordable housing they do not tell authorities to provide a specific percentage. I'll quote you the relevant bit from Paragraph 22 of PPS3 (Housing), which (as you are clearly unaware) is Central Government's policy on housing provision. This is as specific as Central Government gets: "22. Based upon the findings of the Strategic Housing Market Assessment and other local evidence, Local Planning Authorities should set out in Local Development Documents:
– The likely overall proportions of households that require market or affordable housing, for example, x% market housing and y% affordable housing."

Therefore - the percentages and figures themselves come from the local authorities.

The definition of affordable housing is given in Annex B to PPS3 (Housing) - this is a direct quote: "‘Affordable housing includes social rented and intermediate housing, provided to specified eligible households whose needs are not met by the market. Affordable housing should:

– Meet the needs of eligible households including availability at a cost low enough for them to afford, determined with regard to local incomes and local house prices.

– Include provision for the home to remain at an affordable price for future eligible households or, if these restrictions are lifted, for the subsidy to be recycled for alternative affordable housing provision’."

Maybe you could tell me where in that definition it includes reference to housing size... actually, I'll save you the trouble - nowhere!! The whole point of affordable housing is that it is provided at a cheaper rate than the market rate for the equivalent property to eligible households, in perpetuity - I've been involved with it for years!

May I politely suggest you do some background reading before posting any more misleading comments.

By the way - it's spelled 'despair'...

planning_officer

CLAPTON wrote: »

Developers are just not allowed to use their judgement or indeed to respond to market forces when deciding what mix or flats, 2, 3, 4 bed house to build.

I also disagree with this statement - developers can of course use their judgement and indeed they do - for example, we are getting many applications for sites where flats and smaller dwellings have been granted permission over the last few years, where the same developers are now coming in with applications for larger houses, as they are more in demand.