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Jellie's attempts to banish the wobbles and get debt free!
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Hi Jellie, you could have bought my V reg MZ TS125 motorbike (not running) on Ebay, which went for £157.00...I was only expecting to get £70-£80...:T. Will use money to pay off a small creditor (£108.00)....result!DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
I did think about getting a motorbike but the new test put me off!!
Well done on the money for yours CB.
SH- I'm working on OH to hold off and then not go too crazy!!
Another £200 into savings today. The people we are buying the house from have had an offer accepted on a property with no chain. We did our mortgage application today and solicitor appointed and surveyor too- OH has been very busy getting everything sorted so quick. He is amazing!!2019 fashion on a ration 0/66 coupons0 -
hi jellie - hope your house buying goes well - do you still have another house to sell or are you both in rented now?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
Both in rented at the moment SH since both our sales have gone through.2019 fashion on a ration 0/66 coupons0
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Everything still going in the right direction with the move. The survey has been done and nothing major showed up. Minor things aren't problematic. Mortgage valuation happens this week and draft contracts are already with solicitor.
Still saving every penny I can for the moving costs etc.2019 fashion on a ration 0/66 coupons0 -
fingers crossed everything continues to go well on the house purchase.0
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Thanks Lemon Tree2019 fashion on a ration 0/66 coupons0
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hi jellie - seen you posting on my thread but you don't seem to have posted on your own. Hope everything is okay and things are still going well with the house saleAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
Hi SH.
Everything is still fine with the house sale. Went over today to check what they were leaving etc. and to measure up for curtains.
I'm still saving every penny I can so that is going well for now!
Car insurance due next month so will have to shop around again for best deal.2019 fashion on a ration 0/66 coupons0 -
sounds good jellie
I need to sort out my car insurance to for start AprilAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250
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