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Looking for Credit Zone Overdraft and FlexiLoan advice (Natwest)
I'm playing around with the idea of a loan to pay off the CCs and to fund further education (not a student but I need further courses for my career :rolleyes: ).
I picked up a loan leaflet in Natwest and one of the products is a credit zone overdraft that can go up to £15,000 (I only need about £3000) See here for more info.
I like the idea of having it as an overdraft as it means that whatever get paid into my current account goes towards paying it off. Before I go to the bank to talk to them I was wondering if anyone could give me their view on it, if they have one.
The other one I was looking at is their FlexiLoan, as being able to pay off the loan early and being able to change repayment amounts is appealing as I dont earn the same every month.
Edited to say:
I just did a quick check with moneysupermarket and my credit score is 'Good' and Diners Club UK Personal Loan can offer me £3000 over 3 years at £92.21 a month at 6.9% apr
Edited again:
Im not a student in the sense at college or uni, I just need to attend various courses to learn/improve skills that I need. (So I can't get student loans or bank accounts)
I picked up a loan leaflet in Natwest and one of the products is a credit zone overdraft that can go up to £15,000 (I only need about £3000) See here for more info.
I like the idea of having it as an overdraft as it means that whatever get paid into my current account goes towards paying it off. Before I go to the bank to talk to them I was wondering if anyone could give me their view on it, if they have one.
The other one I was looking at is their FlexiLoan, as being able to pay off the loan early and being able to change repayment amounts is appealing as I dont earn the same every month.
Edited to say:
I just did a quick check with moneysupermarket and my credit score is 'Good' and Diners Club UK Personal Loan can offer me £3000 over 3 years at £92.21 a month at 6.9% apr
Edited again:
Im not a student in the sense at college or uni, I just need to attend various courses to learn/improve skills that I need. (So I can't get student loans or bank accounts)
:j Draco dormiens nunquam titillandus :j
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