capped tracker offset?

supersunshine

Hi
My current tracker mortgage is coming to an end and I was pondering on both a fixed rate or offset mortgage. I then saw the capped tracker offset mortgage being offered by First Direct and it seemed perfect. I am now kicking myself for not acting quickly enough as they have just removed this product from the market :mad:

Does anyone know of anything similar on the market?

Cheers

Peelerfart

Removed all ready ! Strewth .
Sorry no I don't but I was looking at that and thinking it was a good deal only yesterday.

getmore4less

whats the current tracker follow on rate if that is ok stick with that while you look for another deal, you don't have to change.

supersunshine

I know, it only seemed to be on the market for short time and removed - gutted :-(

Thanks peel, i am on the variable as from 1 aug which is fine but i liked the look of that product as it seemed the best of both worlds. It was slightly less than the variable with my current lender plus capped at 4.99% which seems good to me, plus it was offset so even a bigger bonus. hey ho you live and learn - I should be more spontaneous me thinks lol.

Peelerfart

Supersunshine - They do have a 4.89 fixed for 3 with £99 fee .

Is that no good for you ?.

That's what I would go for if my tracker was up (I think)

supersunshine

Cheers Peeler but really had my heart set on an offset now so I can get rid of my mortgage asap. If you have any other brainwaves however do share them as it is great to know what good deals others have found.

zedonk1

Hi Supersunshine - the First Direct 4.89 fixed for 3 years with £99 fee is an offset.

Julie

supersunshine

Thanks Julie, that looks interesting - will have a look at it. If anyone knows of any other good deals please do tell :-)