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Title Deeds

Hey All

Please can anyone tell me if i could do this:

I dont know why, but i have in my possesion the tilte deeds to my house, which i believe is unusual as i have a mortgage of 50k outstanding. What i want to know is if i can turn round to my mortgage company and tell them i'm not paying any more of my mortgage off.

Slim chance to get mortgage free.. lol

Thanks

Comments

  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Sometimes I wonder at the Human race, what happened to decency and honour
  • zfrl
    zfrl Posts: 641 Forumite
    Part of the Furniture Combo Breaker
    I think the repossesion might make you mortgage free!
    :cool:
    "You have enemies? Good. That means you've stood up for something, sometime in your life." Winston Churchill
    [SIZE=-1]
    [/SIZE]
  • koexelek
    koexelek Posts: 7,847 Forumite
    Titles are usually registered electronically centrally these days, so the deeds have little value in real terms
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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