We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
can anyne give me advice on getting a joint mortgage when my partner has had an IVA??
rachelmacs
Posts: 4 Newbie
Just wondered if anyone can give me some advice.
I have a good credit rating and have had a self cert mortgage for the past 4 years.
My husband used to have a bad credit rating and had an IVA which was paid off a year ago. He has no debts or anything now.
We are happy with our mortgage but we would now like to move to a bigger house, i cant borrow more on my existing mortgage as it is a self cert so obvioulsy only goes on my earnings, our combined earnings are very good and we can easily afford a bigger mortgage but we need to find a mortgage company that will take us both on as a joint mortgage.
Does anyone know if we would get a mortgage and if so who would be best to use??
Thanks for any help anyone can give!
I have a good credit rating and have had a self cert mortgage for the past 4 years.
My husband used to have a bad credit rating and had an IVA which was paid off a year ago. He has no debts or anything now.
We are happy with our mortgage but we would now like to move to a bigger house, i cant borrow more on my existing mortgage as it is a self cert so obvioulsy only goes on my earnings, our combined earnings are very good and we can easily afford a bigger mortgage but we need to find a mortgage company that will take us both on as a joint mortgage.
Does anyone know if we would get a mortgage and if so who would be best to use??
Thanks for any help anyone can give!
0
Comments
-
Who is your current lender?
How much was the IVA for?I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards