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Diary of the final days pre BR
thatsyourlot
Posts: 189 Forumite
I thought that i would write a few lines about how I am feeling before I petition my BR tomorrow. I am hoping that it may help ot some of you who are thinking of doing the same thing.
Well after months of stalling & question asking, I finally plucked up the courage to phone my local court for an appointment. I had phoned them weeks ago & was told that there was a 6 week waiting list but stupidly I didnt bother to put my name down for any of these appointments.
To be honest, I was too scared to do it...yep that may seem stupid, as I had already made the 1st step at starting to sort things out (cccs interview, etc) & I really thought that I was going to set the ball rolling all those weeks ago but I kept putting it off.
Anyway I rang my local court yesterday & had a choice of 1st of September or 2 days time. I ummed & ahhed & decided to go for the cancellation appointment in 2 days. The lady I spoke to at the court was really nice & not at all judgmental, so that made it a bit easier..
After I made the appointment, panic set in... Had I done the right thing??
Had a filled all the forms in correctly?? I still dont know if I have done it all correctly but I am sure that the court people will point out any of my errors.
What I do know is, that after tomorrow's court appointment, I will no longer have the awful burden of huge debt... pushing me lower & lower. I will get the chance to start all over again WITHOUT CREDIT....
A BIG lesson learnt... NEVER NEVER AGAIN.
I have butterflies in my stomach & feel really nervous about everything but I cannot wait to feel "free" again.
I guess whwat I am trying to get across to people going through the same thing is... There is a light at the end of the tunnel & although things may seem really really bad at the moment for you... you can do something about it all & come out the other side, feeling better for it.
I will write more & let you all know how it goes & if anybody is just starting out on this road & has questions, feel free to ask... I will answer if I can
xx
Well after months of stalling & question asking, I finally plucked up the courage to phone my local court for an appointment. I had phoned them weeks ago & was told that there was a 6 week waiting list but stupidly I didnt bother to put my name down for any of these appointments.
To be honest, I was too scared to do it...yep that may seem stupid, as I had already made the 1st step at starting to sort things out (cccs interview, etc) & I really thought that I was going to set the ball rolling all those weeks ago but I kept putting it off.
Anyway I rang my local court yesterday & had a choice of 1st of September or 2 days time. I ummed & ahhed & decided to go for the cancellation appointment in 2 days. The lady I spoke to at the court was really nice & not at all judgmental, so that made it a bit easier..
After I made the appointment, panic set in... Had I done the right thing??
Had a filled all the forms in correctly?? I still dont know if I have done it all correctly but I am sure that the court people will point out any of my errors.
What I do know is, that after tomorrow's court appointment, I will no longer have the awful burden of huge debt... pushing me lower & lower. I will get the chance to start all over again WITHOUT CREDIT....
A BIG lesson learnt... NEVER NEVER AGAIN.
I have butterflies in my stomach & feel really nervous about everything but I cannot wait to feel "free" again.
I guess whwat I am trying to get across to people going through the same thing is... There is a light at the end of the tunnel & although things may seem really really bad at the moment for you... you can do something about it all & come out the other side, feeling better for it.
I will write more & let you all know how it goes & if anybody is just starting out on this road & has questions, feel free to ask... I will answer if I can
xx
0
Comments
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Hope it goes ok for you.
Good luck0 -
well done for writing that and for takingthe step to book the appointment
Good luck :TIn for a penny in for a pound :j0 -
I felt sick this morning.i felt tearful and frightened during the paperwork check..Now.....i feel overwhelmed and relieved and so thankful i have the chance to start afresh.Best £510.00 i have ever spent!!0
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Glad you have got it all sorted... just the or interview to go & then you are going to be able to start all over again.
Thanks for the other reply to my pm too!!!0 -
Will be thinking of you tomorrow.best of luck to you.0
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Good Luck, at least you wont have time to dwell on going to court
and it will soon all be over and done with.Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄20260
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