Final (I hope) SOA

Feelingfoolish_3

Household Information[/b]
Number of adults in household........... 1
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1496
Partners monthly income after tax....... 0
Benefits................................ 120
Other income............................ 460
Total monthly income.................... 2076
Monthly Expense Details
Mortgage................................ 466
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 71
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 25
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 5 - for son's GCSEs
Groceries etc. ......................... 350 - high but son is 6 ft 16 yr old
Clothing................................ 80 - ditto above
Petrol/diesel........................... 120
Road tax................................ 15
Car Insurance........................... 30
Car maintenance (including MOT)......... 25
Car parking............................. 20
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 65 - school lunches
Medical (prescriptions, dentist etc).... 20 - contacts
Pet insurance/vet bills................. 20 - 2 cats
Buildings insurance..................... 15
Contents insurance...................... 15
Life assurance ......................... 8 - Life cover, payout on death
Other insurance......................... 18 - Mortgage protection
Presents (birthday, christmas etc)...... 10
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Dry cleaning............................ 10
Total monthly expenses.................. 1635


Total unsecured debts..........41642.....866.......-

Hi, Can someone cast their eye over this, I'm hoping its my final one. I have completed my forms online and can't see anywhere to put additional comments for any high expenditure, is there anywhere?

Looking to go BR next week and brickin it!

Many thanks

fiveyearplan

Feelingfoolish wrote: »

Household Information[/b]
Number of adults in household........... 1
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1496
Partners monthly income after tax....... 0
Benefits................................ 120 be sure to list CHB separately
Other income............................ 460
Total monthly income.................... 2076
Monthly Expense Details
Mortgage................................ 466
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 71
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 25
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 5 - for son's GCSEs
Groceries etc. ......................... 350 - high but son is 6 ft 16 yr old not sure you'll get away with this amount but you can try
Clothing................................ 80 - ditto above
Petrol/diesel........................... 120
Road tax................................ 15
Car Insurance........................... 30
Car maintenance (including MOT)......... 25
Car parking............................. 20
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 65 - school lunches
Medical (prescriptions, dentist etc).... 20 - [STRIKE]contacts[/STRIKE]just leave as medical
Pet insurance/vet bills................. 20 - [STRIKE]2 cats[/STRIKE]
Buildings insurance..................... 15
Contents insurance...................... 15
Life assurance ......................... 8 - Life cover, payout on death OR may have an interest in this
Other insurance......................... 18 - Mortgage protection
Presents (birthday, christmas etc)...... 10 not usually allowed but leave in
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Dry cleaning............................ 10
Total monthly expenses.................. 1635


Total unsecured debts..........41642.....866.......-

Hi, Can someone cast their eye over this, I'm hoping its my final one. I have completed my forms online and can't see anywhere to put additional comments for any high expenditure, is there anywhere?

Looking to go BR next week and brickin it!

Many thanks

Thats my comments for you.