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Refused Bankrupcy

Hello,

My DH has worried me, i am definately going to petition for bankrupcy, just trying to save for the fees. However 1 of my creditors is a car i took out on Credit in May of this year, we have only paid 2 payments and really can't afford to run it. Obviously this looks really bad from my point of view, however we have really tried to make this months payment but we couldnt't it was either pay the car or get the kids new clothes and shoes they desperatly needed.
Do i explain this on my bankrupcy forms?
Started slimming world 4th November 2010

Starting weight 13st 4.5lb
Current weight 12st 11.5lb

Mummy to 3 boys and 1 girl.

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    no need to explain this on the forms but will prob be asked about it at the interview
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • smegs1978
    smegs1978 Posts: 182 Forumite
    debtinfo wrote: »
    no need to explain this on the forms but will prob be asked about it at the interview

    Thats great, i'm dreading the OR interview. Will it always be done on the day you petition for bankrupcy. I work full time 8 to 4 and can't take the call at work. So was thinking would take a day off work and get it all done on the same day.
    Started slimming world 4th November 2010

    Starting weight 13st 4.5lb
    Current weight 12st 11.5lb

    Mummy to 3 boys and 1 girl.
  • dane-katie
    dane-katie Posts: 961 Forumite
    Mine was a couple of weeks later, they sent me a letter with the date and time on, but if you cant make it you can call them and rearrange.

    You maybe lucky and get it all over and done with in one day though.
    Is a Bipolar bear :p
  • I didnt have a interview a few calls of a few mins to clear things up
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