Council tax and water in bankruptcy

broke31

can u advise if your going on a payment metre on new property for electricity. do you declare what u owe for old property on br or transfer it to new property to pay off?

script

I've got myself all confused - sorry for being a bit dense.

If you have a water meter - are you on a sort of "pay as you go" - so you can't put that into your BR.

But if you have an annual bill - you can (subject to the appropriate dates).

Be so grateful if someone could clarify this.

dollparts

debt_doctor wrote: »

I ONLY BITE CREDITORS !:D

I know many leave out the council tax and water for exactly the reason I stated above. My job is to look after the best interests of the client, so I use the legislation to save the client up to 10 months of c/tax and a full years ongoing water costs because if you are going BR then you might aswell have every 'advantage' it brings.

DD

I deleted my post dd because I re-read it and thought I sounded way too prickly:D

This is as much for you as the others as they will now be reading your post and wonder what has brought about your biting confessions!

debt_doctor

broke31 wrote: »

can u advise if your going on a payment metre on new property for electricity. do you declare what u owe for old property on br or transfer it to new property to pay off?

Yes,

The old debt goes in to your BR and must not be collected by the new meter.

DD

debt_doctor

script wrote: »

I've got myself all confused - sorry for being a bit dense.

If you have a water meter - are you on a sort of "pay as you go" - so you can't put that into your BR.

But if you have an annual bill - you can (subject to the appropriate dates).

Be so grateful if someone could clarify this.

Thats about right, yes. (not the dense bit !).
But just to add, if you are on a meter and you have been given a bill you havent yet paid, then that can go in to your BR, but no future amount.

DD

Bethankim

Thank you DD - hugs

lordy i went bankrupt the day after 2009/10 bill period - so i shall quote that part to them next week - my already meager budget would be stretched if i had to cough up the money now. I have budgeted for next year but not this.

CIS

I don't daeal with bankruptcy as a rule in my local authority but from speaking to the team who deal with the banruptcy's it's a confusing situation regarding what can be included.

They say that the OR has confirmed that once the balance has become due in full e.g the amount requested in a reminder has remained unpaid for 7 days and the amount has become due in full or a final notice has been issued , then the full amount due for the balance of the year can be included in the bankruptcy otherwise only any arrears to the date of bankruptcy are included.

debt_doctor

CIS wrote: »

They say that the OR has confirmed that once the balance has become due in full e.g the amount requested in a reminder has remained unpaid for 7 days and the amount has become due in full or a final notice has been issued , then the full amount due for the balance of the year can be included in the bankruptcy otherwise only any arrears to the date of bankruptcy are included.

They are absolutely correct.

The liability order follows the final notice, but it is the fact that 7 days has elapsed since the second missed instalment that actually makes the whole amount due. (and that is not mentioned in the tech manual )

DD

script

debt_doctor wrote: »

Thats about right, yes. (not the dense bit !).
But just to add, if you are on a meter and you have been given a bill you havent yet paid, then that can go in to your BR, but no future amount.

DD

Thanks Debt for clarifying it all.

Droopyk

Hi...

Sorry i'm also being dense, does it mean that i can claim back from the water comp, the payments from my BR in Nov until the end of the fiscal year.