Quickfit home ins asking for payment after br

JG1984

myself and hubby went br on hte 14th apr, today out of the bblue we have had a final demand letter from quick fit home insurance asking for payment, we didnt know we owed them any money as we cancelled the ins a long time ago and havent heard anything off them previous to today, there saying its a cancellation charge. my question is can we contact the OR about this debt if it wasnt on the petition but was something we apparently owed at the time of BR or are we just going to have to pay it? thanks jen

fermi

JG1984 wrote: »

myself and hubby went br on hte 14th apr, today out of the bblue we have had a final demand letter from quick fit home insurance asking for payment, we didnt know we owed them any money as we cancelled the ins a long time ago and havent heard anything off them previous to today, there saying its a cancellation charge. my question is can we contact the OR about this debt if it wasnt on the petition but was something we apparently owed at the time of BR or are we just going to have to pay it? thanks jen

Yep. It can be included, assuming that you cancelled before the BR.

Just inform your OR and forward the letter to them.

maxmycardagain

pass it to the OR, send QF a copy of your BO and the ORs address...

job done

Flowerpot_2

JG1984 wrote: »

myself and hubby went br on hte 14th apr, today out of the bblue we have had a final demand letter from quick fit home insurance asking for payment, we didnt know we owed them any money as we cancelled the ins a long time ago and havent heard anything off them previous to today, there saying its a cancellation charge. my question is can we contact the OR about this debt if it wasnt on the petition but was something we apparently owed at the time of BR or are we just going to have to pay it? thanks jen

From my understanding JG even if you missed a creditor off your SOA at the time of your BR it will still fall into your BR so don't worry. Contact your OR they'll sort it out for you
FP x

JG1984

ahh i was hoping that was the case, they were insisting if it wasnt on the forms we had to pay it them all now, will phone or on monday and send the letter. just when i thought all the threats had finally stopped a debt appears we didnt even know we had! thankyou very much for your help made my day!

fermi

JG1984 wrote: »

ahh i was hoping that was the case, they were insisting if it wasnt on the forms we had to pay it them all now,

Nope. They are talking out of their backsides.

BR covers all debts that exists at the time the bankruptcy order was made, whether they are listed on the forms or not.

JG1984

hehe good i love letting them know when they have been complete gits about it. with school unifrom,kids clothes to get and moving house they have fabulous timing to request money.