sammy115 SOA - Gulp!

sammy115

tyllwyd wrote:

I take it that your mum is still living in the property you bought and that is why you don't get any income from it, and that selling is not an option? (Have you double checked with a solicitor that everything is OK regarding capital gains tax or inheritance tax issues with the arrangement?)

Thats right, me poor old mum has offered to sell the house for me, but I couldn't do that to her. And as long as she doesn't pop her clogs, bless, in the next six years we are okay for inheritance tax.

sammy115

Okay okay - you lot win.

Message to self

1. Ring Orange and sort out reduction in tarriff
2. Ring Gym and cancel my membership. (I am keeping OH's cos he spends a lot of time there out from under my feet, and he's losing weight, and as he is a manic depressive not going would do him more harm than good)
3. Packed lunches - gulp! I will take my life in my hands when i go home and tell them. Daughter no 1 will probably leave home! That would save money
4. Do two snowball calculators with and without savings

sammy115

lynzpower wrote:

Dont be hard on yourself Sammy, there are quite a few accountants on here too

It must be like "doctor heal thyself" or something like that! LOL

jesster_2

lynzpower wrote:

Dont be hard on yourself Sammy, there are quite a few accountants on here too

God yeah, don't worry about that. "Cobbler's children are the worst shod..." and all that. My mum's a psychotherapist and she's the most insane person I know. You CAN get out of debt, but she'll ALWAYS be nuts!

Bunnie1982

sammy115 wrote:

I am not sure whether to admit this or not, but I am an ACCOUNTANT!!!!!! This is the shameful thing about this saga, I am supposed to know what to do.

Nothing to be ashamed of, my fiance is an accountant. He is terrible with his own money.

In the same respect, my brother is a mechanic, and his own cars are in a terrible state