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Insane RAMblings of a barking sheep
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Happy 1st birthday to little lamb
hope he has a lovely day xxxxxx0 -
Happy 1st birthday, little lamb! :T
Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
Fab cake, happy birthday little sheep.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
thanks all for birthday wishes for little :A one :T:T
diner is in oven:D
cake is in oven:D
mess in in the kitchen:rotfl::rotfl:
oh has disappeared just as the washing up starts
diner is for 7pm
birthday boy picked out a waddling duck that sings:rolleyes:
and an animal train thingy
:o
hes having a beauty sleep at the minute and i wish i could join him:rolleyes:
catch you laterWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Hi Shaun,
Sorry it's late but was rushing about today.
I hope Little Lamb had a great birthday and got lots of presents and got spoilt rotten.
Tea
xx0 -
Happy birthday to the little one, sounds like you'll have lots of fun with the waddling duck xMortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
happy birthday baby shaun ...hope you have a fantastic party0
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:bdaycake:Happy 1st Birthday Little Lambie!!!:bdaycake:4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)0
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end to a long day
1st year complete can only get easier from here on in
lots of nice new cloths from families abroad,,two more parcel's yet to arrive
animal train zoo,,,, has gone down a hoot,,,especially when little fellah helps it along and she garbles her song:rotfl:
duck turns out to be a pelican and has a mouth full of twirling balls,which it spits out every now and then
here is the cake ,,,never done one before from scratch,,,it was edible:j
night allWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
happy birthday to your little lamb - lovely looking cake too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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