Just been looking at my credit report - help please

keza

as above, just seen an old o2 debt from november 2003 which defaulted. last year i tried calling o2 to pay and they said they didnt have record of it and to contact a debt agency, i did this but they didnt have it either so no one wanted the money.....well its still on my credit report.

It says the default balance is £239 but the delinquent balance is £403.....wats this? it says the balance was last updated in 2006. date last delinquent 10/05....wat does this mean?

Will this drop off my report in november?

RAS

Hi

This debt should be statute barred now or very shortly (6 years after the last payment or written acknowledgement by the debtor).

keza

Sorry to sound dumb but that didnt make sense to me. can u explain it in simple terms please?

the default date is 1.10.2005. will it go 6 years after this date?