Please help! - Advantis Credit keep asking me for a debt that's not mine!!

Becca_E · 31 July 2009 at 5:07PM

I'd really appreciate any advice that can help me resolve this ongoing pain.

In 1999 I lived in a property for 6 months which I rented privately.

In 2006 I received a letter from Westcot credit agency to my then address stating that I owed 2 years worth of water bills to Severn Trent, a supplier used at the 1999 property. Someone had used my details to avoid paying for their water!! Anyway, I told Westcot that I had only lived in the property for 6 months (which I had paid for at the time) and provided Westcot with the only proof of address change I could find given the 7 year time difference, which was my payslips for the period. Westcot replied to me by letter stating that they had closed the case and were passing it back to Severn Trent, and that they would take no further action.

Case closed, or so I thought.

This year 2009 (aka 10 years on) I received a letter from Advantis Credit stating that they were chasing the debt. They and Severn Trent couldn't find any of the original correspondence with Westcot, which I had to forward to them along with the payslips I had sent originally. Various emails and phone calls from me to both Seven Trent and Advantis have left me with them now demanding that I need to now provide them with proof of my tenancy agreement or a statement from the council, neither of which I had in 1999 when I rented the property or 2006 when I first Westcot closed this query.

I'm frustrated and at a loss as now they are continuing to send me threatening letters and are stating that they will be taking legal action.

What can I do??? Thanks in advance for anything that can help me get this company off my back for this debt that is not mine!!

RAS · 31 July 2009 at 5:18PM

Hi

If there was a 6 year gap between the date you last paid a bill to Severn in 1999 and the correspondence in 2006 (which there seems to be), this debt is statute barred anyway and Advantis can take a running jump.

Apart from the wee matter of chasing the wrong debtor.

SB letter coming up.