Token Payments

Littleluc21

Hi All

God it seems like forever and a day since I last posted but need some/help/advice/cuddle - you name it!!

Anyway I am just about to bite the bullet and offer my creditors token payments of £5.00 for the following debts until the end of the month when I can finally resume payment to them after getting a new job at last:

Barclaycard - oustanding debt £250
GE Money - oustanding debt £600
Egg - oustanding debt £490
Virgin - Outstanding debt £1900
HBOS- oustanding debt £2400
Hbos loan oustanding debt £4700
Capital One oustanding debt £550
RBS oustanding debt £57.00
Natwest overdraft debt £160

Has anyone had any dealings with these companies and token payments and if so was it a struggle? I am currently approx 3 months behind with the debts and some have been passed to debt collections.........

Any help/advice/hugs greatly appreciated.........I'm sorting my life out as of today :-)


L xxxx

Littleluc21

Just bumping it up - in need of a little advice.....getting a bit anxious :-( xxx