SOA please check and advise BR pending

devona

Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned.................... 1
Monthly Income Details[/b]
Monthly income after tax................ 1246
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1246
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 300
Management charge (leasehold property).. 0
Council tax............................. 120
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 25
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 50
Petrol/diesel........................... 20
Road tax................................ 10
Car Insurance........................... 20
Car maintenance (including MOT)......... 50
Car parking............................. 0
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 20
Emergency fund.......................... 20
Total monthly expenses.................. 1114

Assets
Cash.................................... 200
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 400
Total Assets............................ 1600

Unsecured Debts
Description....................Debt......Monthly.. .APR
mint...........................7140......250...... .25
marbles........................5944......300...... .33
lloyds tsb loan................13244.....241.......0
lloyds overdraft...............1000......0.........0
littlewoods....................383.......25....... .0
halifax........................1747......30....... .0
lloyds credit card.............14112.....270.......0
lloyds tsb loan................7020......230.......0
Total unsecured debts..........50590.....1346......-

Monthly Budget Summary
Total monthly income.................... 1,246
Expenses (including HP & secured debts). 1,114
Available for debt repayments........... 132
Monthly UNsecured debt repayments....... 1,346
Amount short for making debt repayments. -1,214
Personal Balance Sheet Summary
Total assets (things you own)........... 1,600
Total HP & Secured debt................. -0

tigerfeet2006

devona wrote: »

Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned.................... 1
Monthly Income Details[/b]
Monthly income after tax................ 1246
Partners monthly income after tax....... 0 why only one income?
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1246
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 300
Management charge (leasehold property).. 0
Council tax............................. 120
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 25
Mobile phone............................ 20 add to LL
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250 £400
Clothing................................ 50
Petrol/diesel........................... 20
Road tax................................ 10
Car Insurance........................... 20
Car maintenance (including MOT)......... 50 maybe cut slightly
Car parking............................. 0
Other travel............................ 20 what's this?
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0 you need to get this with accidental damage
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 20 not allowed
Holiday................................. 20 £50
Emergency fund.......................... 20 most OR'S won't allow
Total monthly expenses.................. 1114

Assets
Cash.................................... 200
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 400
Total Assets............................ 1600

Unsecured Debts
Description....................Debt......Monthly.. .APR
mint...........................7140......250...... .25
marbles........................5944......300...... .33
lloyds tsb loan................13244.....241.......0
lloyds overdraft...............1000......0.........0
littlewoods....................383.......25....... .0
halifax........................1747......30....... .0
lloyds credit card.............14112.....270.......0
lloyds tsb loan................7020......230.......0
Total unsecured debts..........50590.....1346......-

Monthly Budget Summary
Total monthly income.................... 1,246
Expenses (including HP & secured debts). 1,114
Available for debt repayments........... 132
Monthly UNsecured debt repayments....... 1,346
Amount short for making debt repayments. -1,214
Personal Balance Sheet Summary
Total assets (things you own)........... 1,600
Total HP & Secured debt................. -0

Are you both going BR?

devona

I share a flat with my partner but the I am the one filing for BR. I dont want my OH involved in any of it.We share the rent and utilities and we dont have anything in joint accounts so it should be ok shouldnt it?.
The SOA is based on what I pay towards the household things and doesnt include their half.