SOA please check and advise BR pending

devona

Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned.................... 1
Monthly Income Details[/b]
Monthly income after tax................ 1246
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1246
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 300
Management charge (leasehold property).. 0
Council tax............................. 120
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 25
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 50
Petrol/diesel........................... 20
Road tax................................ 10
Car Insurance........................... 20
Car maintenance (including MOT)......... 50
Car parking............................. 0
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 20
Emergency fund.......................... 20
Total monthly expenses.................. 1114

Assets
Cash.................................... 200
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 400
Total Assets............................ 1600

Unsecured Debts
Description....................Debt......Monthly...APR
mint...........................7140......250.......25
marbles........................5944......300.......33
lloyds tsb loan................13244.....241.......0
lloyds overdraft...............1000......0.........0
littlewoods....................383.......25........0
halifax........................1747......30........0
lloyds credit card.............14112.....270.......0
lloyds tsb loan................7020......230.......0
Total unsecured debts..........50590.....1346......-

Monthly Budget Summary
Total monthly income.................... 1,246
Expenses (including HP & secured debts). 1,114
Available for debt repayments........... 132
Monthly UNsecured debt repayments....... 1,346
Amount short for making debt repayments. -1,214
Personal Balance Sheet Summary
Total assets (things you own)........... 1,600
Total HP & Secured debt................. -0

RAS

Hi

If this is your BR SOA, I would suggest posting on the BR forum as the allowance for BR are much higher than for DMps and IVAs. Also some things are or are not allowed in BR.