What do I tell Creditors pre BR?

Angiepange

Morning all

We are going BR end Aug/Sept just getting organised. We are getting letters and calls from creditors and I am trying to hold them off without telling them of our plans for BR.

I have just written to all of them telling them we are seeing CAB on Monday and I enclosed a financial statement showing them we can only afford £1 token payments to each at moment, which i put £1 chqs in each. I also sent the post recorded delivery.

What I am worried about is I included details of all our debts and who we owe to on this statement and now I think I shouldnt have told them how much we owe and who the other creditors are? Do you think i am worrying for nothing? Is this likely to speed up legal action from them? I just want to buy some time before we go BR. I am not answering the phone just doing all correspondence in writing, tbh I feel sick every time the phone rings.:(

Angie x

philnicandamy

Try not to worry you've done enough....IF you did tell creditors your going bankrupt then all that will do is increase the hassle

Stick with it....it'll all be done soon

maxmycardagain

Id say nothing if your going BR next month, it only sets em off hounding harder...

Holes_in_my_pocket

if they do ring and ask to speak to jyou ust say no and put phone down, they will get p

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off eventually and give up. Mine took about abouy 2 weeks to stop then debt was sold and started again. By then i was bankrupt

Broken_hearted

Nothing
1 They won't believe you
2 They will get nastier

fatou256

if you are going Br in august /september i woudn't even bother sending them an I& E for,m with 1 pounds .... and to be at peace i will even change your phone number or unplug it... so they cant contact you.