need help please

alwaysskintsarah

hi im posting on behalf of my parents they are going out ther minds with worry and need any advice please here we go
mom works 1050
dad self employed 700
monthly income =1750
expen
morg payment 650
scured loan 450
council tax 130
water rates 40
gas80
elec80
van 340
petrol 150
death/life policys 130
food 200
debt care 135
yearly mot/tax insurance 80
emerganices 20
phone 50
tv lience 10

total expen =2545
income - expens = -795

they have a mortgage owing 132000
a sucred loan owing 35000
hpi for a van in my dad business owing about 2800 hpi finsh in march next year
debt care (unscured debts ) about 50k
they are currently in a arrears with both the morg is 1000 and loan is 600 in a arrears and van about 400 in arrears alredy on debt management programme for unsurced debts totaling about 50k they have minus surplus amonth and looking for any advice trying to get advice but cab wait is 8 weeks for a interview they have been advised not to pay any bills in the mean time while waiting for interview but should they try to pay the morg and scured loan what they can even if only 200 a month each they have put the house up for sale to try 2 pay off the morg and loan but theres going to be a shortfall on the price on the house to the amount to pay everything of they been told they are best2 both go br but what will happen 2 the house how long will they have 2 find somewhere else 2 live will they have pay anything back on the payment plan after being made br and will me dad lose his van as its put through his business and is only worth about 3000 and this has 2 get my mom 2 work 2 any advice is very very greatful sorry about going on thanks again sarahx

tigerfeet2006

Tell them to phone National Debtline. Numbers and links in my sig. They are open 9am to 9pm. But they may have to sit with their finger on the redial button as they are very busy. Took me 20 minutes the other day doing this.