Monthly Expenses

chadders1966

Hi,
Got a problem and wonder if anyone has any advice. I went bankrupt three weeks ago, and had my (completely painless ) OR telephone interview yesterday. I've been operating on autopilot for a while now, but I think the relief of having dealt with it has made me realise (at 1.30am ) that I've made a mistake on with my monthly expenses.
Briefly, because of my financial situation, I've been living at my Mothers for a while now, and she lets me just give her £150 a month for all costs except food and telephone, which I pay myself and listed seperately on the monthly expenses. On my form therefore I've just put £150 for rent and nothing for gas, electric, council tax, insurances, TV Licence, maintenance etc. and I've already confirmed this with the OR. In reality, I think the actual amount I should be giving to my Mum should be around £300 (does this sound about right for a half share on the bills for a three bedroomed terrace, no mortgage or rent, or am I completely mistaken?).
Is it possible to change at this late stage? I am concerned that if I attempt to do so, it will look like I am trying to reduce the amount of my IPA. On the other hand, I don't want my Mother to be out of pocket because of my carelessness. Any help or advice welcome.

lisamummytoarchieplusbump

just ring the OR and explain your situation like you have just done and ask for a new form SOA to be sent to you. as £150 for everything does sound abit to low considering they allow about £180+ for just 1 persons shopping for the month

chadders1966

lisamummytoarchieplusbump wrote: »

just ring the OR and explain your situation like you have just done and ask for a new form SOA to be sent to you. as £150 for everything does sound abit to low considering they allow about £180+ for just 1 persons shopping for the month

Thanks for the response. To be clear, the £150 doesn't include food etc, which has already been agreed at £190, or telephone for £30. I suppose what I'm wondering is whether £150 would really be enough to cover 50% of all the other running costs of a large three bedroom terrace with no mortgage or rent to pay - eg. gas, electric, water, council tax, insurances, TV Licence, maitenance etc. It would probably be easier to ask my Mother, but she doesn't know anything about my bankruptcy . Any advice would be welcome.

EnslavedByDebts

As i guess as i live in a two bedroomed house, i pay £115.00 per month for gas and electric, £12 for TV, £21.00 for water, £108.00 for council tax.

This is £126.00 per month at 50% so i think £150 isn't unrealistic but £300 maybe pushing it slightly.

EBD